A lifetime mortgage could let you release money from your home without moving, without monthly repayments, and while keeping full ownership. Request a callback and we'll connect you with a qualified, experienced, whole-of-market later life finance adviser.
Request your free callback — no pressure, no obligation. We'll pass your enquiry to the adviser, who will call you directly.
Send your enquiry and the adviser will call you for a free, no-obligation conversation — by phone, video, or at your home anywhere in Buckinghamshire. You'll get honest answers, including whether equity release is right for you at all.
If a lifetime mortgage suits your circumstances, the adviser searches the market and explains your options in plain English, with a personalised illustration showing exactly how the numbers work.
The adviser handles the application and works with the lender and solicitors on your behalf, keeping you informed until the money is safely in your account.
Equity release isn't right for everyone — and a good adviser will tell you so. Releasing equity reduces the value of your estate and can affect your entitlement to means-tested benefits. Sometimes downsizing, using savings, or a retirement interest-only mortgage is the better answer.
That's why the adviser starts with your circumstances, not a product. If a lifetime mortgage isn't in your best interests, you'll be told — clearly and without any charge.
Learn how lifetime mortgages workFrom the Chiltern market towns to Aylesbury Vale, the adviser can visit you at home at a time that suits you — or talk by phone or video if you prefer.
Yes. With a lifetime mortgage you retain full ownership of your home. The loan is secured against it and is usually repaid when you (or the last surviving homeowner) die or move into long-term care.
No. Plans recommended by the adviser meet Equity Release Council standards, which include a no-negative-equity guarantee — you will never owe more than your home sells for, provided it is sold for the best price reasonably obtainable.
No monthly repayments are required. Interest is added to the loan over time. However, many modern plans let you make voluntary payments to control the balance — the adviser will show you how.
One friendly conversation is all it takes to understand your options. If equity release isn't right for you, you'll be told so honestly.
Request your free callbackImportant: A lifetime mortgage is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits. To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.